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Payment Infrastructure
PayWhaleSoft™
Fiat. Crypto. APMs. One system.
PayWhaleSoft™ simplifies financial flows, boosts payment reliability and earns user trust — with smart routing, regional APMs and a unified gateway across fiat and crypto.
- Rails
- Fiat + Crypto
- Routing
- Smart fallback
- Coverage
- Global
What's inside PayWhaleSoft™
Gateways
- Crypto and fiat gateway integrations
- Regional APMs with smart fallback
- Apple Pay, Google Pay, Alipay and more
- Onramp and offramp support
Orchestration
- Smart routing across PSPs by currency and market
- Automatic failover when a provider degrades
- Provider-level cost optimization
- A/B test PSP performance per geography
Risk & compliance
- Transaction risk rules and velocity controls
- 3DS and step-up flows per jurisdiction
- Native integration with RiskNet™ scoring
- PCI-aligned tokenization and vaulting
Operations
- Unified ledger across rails
- Real-time reconciliation dashboards
- Refund, chargeback and dispute workflows
- Specialist PSP partners per niche market
Built for operators who need to…
01
Increase deposit success rates with smart routing across regional PSPs.
02
Add crypto onramp without standing up a separate gateway.
03
Reduce chargeback losses with risk-aware authorization rules.
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